Refinancing

In our experience, this is going to be easier than you think.

Home with Chair

We’ll handle it all for you

Put simply, refinancing is replacing your current loan with a new one and it can save you thousands per year.

Do you feel like you’re paying more than you should be?

We’d love to help, all you need to do is get in touch and we’ll assess your situation.

Testimonial

“We had a great experience refinancing our home loan with Soho Financial.

Our new loan was approved very quickly - within 24 hours of submitting documents!

Hayden was very helpful and professional through the whole process, answering our questions and letting us know how each stage was progressing as we went.

We really appreciate how easy the whole process was, and that through the more complex stages, Hayden was proactive in directing us.

We’d highly recommend Soho Financial to anyone looking to refinance or take out a loan.” - Amelia C

What is refinancing and when should I do it?

Why refinance?

There are many reasons you might refinance, but here are a few:

  1. To reduce repayments
    Lowering your interest rate, and/or extending your loan term can be a great way to reduce your repayments.

  2. To access equity
    This could be for a deposit for an additional property, for a pool or even for a holiday.

  3. Specific product features
    Some lender’s can offer you a cash-back to move your loan to them.
    In addition we’ll help you with any specific loan features you would like in your new loan.

Let’s Make The First Step